
In my view, taking out insurance for your dog is a no-brainer as they say.
Most policies are all inclusive, with accident, illness and third party liability all covered, which gives peace of mind for most eventualities.
Owning and looking after a dog can be an expensive business, however skimping on dog insurance is not a wise move!! Every time I go to the vet I'm shocked at the prices, fortunately operations are covered by my dog insurance, so a difficult time is not made more difficult through want of cash!
The thing about dogs is that they are none to bright, no matter what we may think, and a dog can get itself into trouble very easily without realising it.
As far as dog illnesses go, it's just the same as for us, sometimes illness can strike even the most healthy, well looked after dog.